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Here are three more ideas for saving money on medical costs that we couldn't fit into our Inflation-Buster Newsletter.

1. Participate in Medical research 

If you are unable to afford treatment for an illness or disease, you may benefit from participating in medical research projects. Most of the time you are paid to participate.

San Diego is a center of  medical research projects. You can ask doctors about research projects or you can pick up local print media like the San Diego Reader to find out what is available. 

 http://www.medical-research-study-directory.info/san-diego-medical-research-study.htm

http://sandiego.backpage.com/services/classifieds/Results?adLanguage=All&section=825238

2. spot hospital billing errors .... When medical bills make you sick

If we’re insured, most of us do not check our hospital bills, call to ask for definitions, descriptions or medical billing codes.  If there is a large deductible or large co-pay, questioning the bills is the only way to determine if you and/or your insurance company are paying the right amount.

If the doctor orders a medical procedure and it’s not performed, it doesn’t mean you won’t be charged.  Hospital bills can include duplicate charges for such items as a single shot billed under two codes.  If you have multiple lab procedures done, call your insurer to see if the procedures and charges can be bundled.  There can be charges for sheets, towels, and lotion, as well. Hospitals have been caught charging for more expensive  services/procedures than were actually done---a process called “upcoding”.

Learn how tro question wrongful medical bills and billing fraud at:

http://www.billadvocates.com/ --You can book an expert speaker in this area

http://quicken.intuit.com/healthcare-management/medical-expense-software.jsp (program to check codes with prices)

http://www.webmd.com/a-to-z-guides/features/help-for-medical-billing-errors-advocates 

3 - Get paid to donate - This bank will pay YOU every time you make a “deposit.”

You’ll laugh all the way to the bank … the “Sperm bank,” that is.

Here’s the easiest way for fertile healthy, bright and good-looking males to make money.  Help offset the costs of medications, health insurance and the multiple other inflationary costs for which San Diegans are burdened, selling sperm can provide additional income.

Sperm deposits are used in artificial insemination procedures involving a highly invasive series of medical tests & genetic profiling that are provided to prospective customers.  On average, only about 5% of applicants qualify.  BUT once accepted, you can donate frequently and earn up to about $1,000 per month. 

Price: $75 per Deposit.

Requirements: Numerous and extensive.

Pain Level:  Already known—none.

Legalities: None.

Ease of Sale:  Once you pass the screening, it’s “hello income."

Note that some sperm banks buy sperm for “research only” purposes and they do so with few if any qualifications - you can even be HIV positive. These banks often pay much less for these deposits (around $20 each) but its extremely easy money.

Web sites:

http://www.icwt.us/index.php/2008/01/20/how-to-sell-your-uterus-eggs-kidney-liver-spleen-plasma-sperm-hair-body-for-easy-cash/